US Self-Employment Tax Estimator
Enter your numbers and watch the full bill — federal self-employment tax, federal income tax, state and local tax — update live. Estimates use 2026 figures for a freelancer with no other deductions; your real return may differ.
Your numbers
Total tax bill
$26,048
Effective rate on profit
29.6%
Quarterly payment
$6,512
Take-home after tax
$61,952
Where it goes
- Net profit
- Revenue minus expenses
- $88,000
- Federal self-employment tax
- 15.3% on 92.35% of profit, SS capped
- $12,434
- Federal income tax
- After half-SE, standard deduction & QBI
- $6,008
- State tax — California
- ≈9.3% of adjusted profit
- $7,606
- Local tax — None
- No city tax selected
- $0
Simplified estimate: state and local taxes are approximated as flat rates on adjusted profit, and credits, itemized deductions and phase-outs are not modelled. For a filing-ready number, see a CPA.